Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
Unsecured business loans up to £250k No early repayment charges The interest rate on an Esme loan is fixed for the full term and is charged monthly. Interest is charged on the full loan amount, including any fees added to the loan. The interest rate we offer you will be based on our credit assessment of you and your company and the term of loan.
Monthly rates: 0.27% - 1.85%
Approximate yearly rates: 3.24% - 22.20%
Business loan calculatorsee what you might repay
I'd like to borrow
Representative APR (Fixed)
This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.70% equivalent to an annual interest rate of 8.40% (fixed).
A Representative APR (Annual Percentage Rate) is an annual rate that shows the cost of a loan. It’s the rate we expect over half of our customers to get and helps compare the cost of different loans.
Monthly Rate: 0.70%
Representative APR (fixed): 8.73%