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You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
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Our partners

Please note: eligibility criteria and fees may apply
freeagent-logo-807a464c
Online accounting software to help you manage your business finance
More than 75,000 businesses already use FreeAgent's award-winning software to manage and maintain their business accounts
WINNER
Accounting Excellence Small Business Accounting Software of the Year 2018
Try free agent
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mettle blue on white(1)
The forward-looking business account
  • Speedy account opening
  • Smart tools for invoices and payments
  • Timely nudges to manage your costs
  • A sort code, account number and debit card
Apply for early access. We're looking for early adopters to come and join us - it's free:
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Path_logo(1)
The new way to manage your employees and their data safely and securely
Path helps small businesses manage employee data and stay up to date with relevant regulation changes. Path's advisors will guide and protect you through any employment issues you might face.
Join our beta group for free:
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M5404 APTIMISE CMYK LOGO
Revolutionising Accounts Payable for SMEs
APtimise is the only all-in-one Accounts Payable solution in the UK combining supplier invoice automation and intelligent payments, removing the frustration of the traditional manual process - making it faster, more accurate, simpler and secure.
Try our 30-day free trial:
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Need to get in touch?

Email:customercare@esmeloans.com
Telephone:020 3936 4800
9am - 5pm Monday to Friday (excl. bank holidays)
Address:Esme Loans Limited8 Devonshire Square,LondonEC2M 4PL
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We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.
For more information please visit https://www.lendingstandardsboard.org.uk/the-standards-for-business-customers
© Esme Loans Limited, company number: 10411077. Registered address, 250 Bishopsgate, London, United Kingdom, EC2M 4AA.