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Please ensure you are eligible

You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
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How to apply for a business loan

It’s quick and easy to apply for an Esme business loan – we only need a few details from you to make a decision. It takes less than 10 minutes to apply and won’t affect your credit score
 Unsecured business loans up to £150k
 Borrow from 1 - 5 years
 No early repayment charges
 Competitive rates

What type of business are you?

Limited Company
Sole Trader
Limited CompanyLink
 Unsecured loans from £10,000 to £150,000
We'll ask for your personal details and some information on your business, to help your application. We'll need you to link or upload your last three months' company bank statements or your last five quarterly VAT returns.
Eligibility criteria:
  • Over 18 years old and a UK resident
  • Been actively trading for more than 18 months
  • Turnover of more than £15,000 per annum
Sole TraderLink
 Unsecured loans from £25,500 to £150,000
We'll ask for your personal details and some information on your business, for example we'll need you to link your business bank account or upload your last three months' business bank statements and your business accounts.
Eligibility criteria:
  • Over 18 years old and a UK resident
  • Been actively trading for more than 18 months
  • Turnover of more than £15,000 per annum
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Need to get in touch?

Email:customercare@esmeloans.com
Telephone:020 3936 4800
9am - 5pm Monday to Friday (excl. bank holidays)
Address:Esme Loans Limited8 Devonshire Square,LondonEC2M 4PL
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We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.
For more information please visit https://www.lendingstandardsboard.org.uk/the-standards-for-business-customers
© Esme Loans Limited, company number: 10411077. Registered address, 250 Bishopsgate, London, United Kingdom, EC2M 4AA.