How to apply for a business loan

It’s quick and easy to apply for an Esme business loan – we only need a few details from you to make a decision. It takes less than 10 minutes to apply and won’t affect your credit score
 Unsecured business loans up to £250k
 Borrow from 1 - 5 years
 No early repayment charges
 Competitive rates

What type of business are you?

Limited CompanyLink
 Unsecured loans from £10,000 to £250,000
We'll ask for your personal details and some information on your business, to help your application. We'll need you to link or upload your last three months' company bank statements or your last five quarterly VAT returns.
Eligibility criteria:
  • Over 18 years old and a UK resident
  • Been actively trading for more than 18 months
  • Turnover of more than £15,000 per annum
Sole TraderLink
 Unsecured loans from £25,500 to £250,000
We'll ask for your personal details and some information on your business, for example we'll need you to link your business bank account or upload your last three months' business bank statements and your business accounts.
Eligibility criteria:
  • Over 18 years old and a UK resident
  • Been actively trading for more than 18 months
  • Turnover of more than £15,000 per annum