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Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
Coronavirus (COVID-19)
If you are concerned about your business being impacted financially due to coronavirus, we are here to support you.
Guidance and support
Please note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit The British Business Bank for more information on the scheme.
How to apply for a business loan
It’s quick and easy to apply for an Esme business loan – we only
need a few details from you to make a decision. It takes less than
10 minutes to apply and won’t affect your credit score
Coronavirus Business Interruption Loan Scheme
Esme is not currently accredited as part of the Government’s recently announced Coronavirus Business Interruption Loan Scheme. If you want to apply for a Business Interruption Loan, further details of the Government’s delivery partners can be found here
What type of business are you?
Limited CompanyLink
Unsecured loans from £10,000 to £250,000
We'll ask for your personal details and some information on your business, to help your application.
Eligibility criteria:- Over 18 years old and a UK resident
- Been actively trading for more than 3 years
- Turnover of more than £50,000 per annum
Sole TraderLink
Unsecured loans from £25,500 to £250,000
We'll ask for your personal details and some information on your business, for example we'll need you to link your business bank account or upload your last 12 months' business bank statements and your business accounts.
Eligibility criteria:- Over 18 years old and a UK resident
- Been actively trading for more than 3 years
- Turnover of more than £50,000 per annum
