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Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company, actively trading for at least 18 months, and registered with Companies House for 18 months (limited companies only), with an annual turnover of £15,000. The minimum age for applying is 18 years old, and you need to be a UK resident.
How to apply for a business loan
It’s quick and easy to apply for an Esme business loan – we only
need a few details from you to make a decision. It takes less than
10 minutes to apply and won’t affect your credit score
Unsecured business loans up to £250k
Borrow from 1 - 5 years
No early repayment charges
Competitive rates
What type of business are you?
Limited CompanyLink
Unsecured loans from £10,000 to £250,000
We'll ask for your personal details and some information on your business, to help your application. We'll need you to link or upload your last three months' company bank statements or your last five quarterly VAT returns.
Eligibility criteria:- Over 18 years old and a UK resident
- Been actively trading for more than 18 months
- Turnover of more than £15,000 per annum
Sole TraderLink
Unsecured loans from £25,500 to £250,000
We'll ask for your personal details and some information on your business, for example we'll need you to link your business bank account or upload your last three months' business bank statements and your business accounts.
Eligibility criteria:- Over 18 years old and a UK resident
- Been actively trading for more than 18 months
- Turnover of more than £15,000 per annum
