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Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
Coronavirus (COVID-19)
If you are concerned about your business being impacted financially due to coronavirus, we are here to support you.
Guidance and supportPlease note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit
The British Bank for more information on the scheme.
Clear Vision Financial Management Limited is a forward-thinking financial management and accounting practice, established in 2011 by a team of chartered management accountants. Led by Sean Daniel and with offices in Romsey, Hampshire and Poole, Dorset, the practice is known for providing personalised service when helping clients to fulfil their strategic growth objectives.
As well as needing to fund general business growth, Sean and the team had been pursuing a significant acquisition opportunity. This would increase accessibility to their target client base of small to medium-sized enterprises with turnovers between £1m - £10m. As the deal was dependent on rapid access to funds, Sean decided to take out a business loan. However, applying for a loan had proved challenging, as the practice had been offered inflexible rates by its existing service provider with waiting times of up to three months for the funds.
Sean compared other service providers through an online comparison website before choosing Esme, having been impressed with the speed and simplicity of the service it offered.
Esme offers unsecured business loans to businesses from £10,000 (or £25,500 for sole traders) to £250,000 over a one to five year repayment period, with no set-up fees or early repayment charges. Applying for a loan with Esme was easy and the team completed an online application without any additional paperwork, before receiving the funds the next working day.
Following the successful completion of the acquisition, and by serving a larger client base, the practice has increased its revenues by a third. This has had an enormous impact on its future growth projections and ability to compete in the marketplace.
Supported by this loan, Sean has hired a new marketing manager to develop its long-term outreach strategy and has also invested in new IT such as laptops, for the benefit of its employees. Elsewhere, the practice has been able to further diversify its service offering and now works with clients attempting to claim for research and development (R&D) tax credits, for which it has a 100% success rate.
Following its positive experience with Esme, Sean will use the service provider in the future for another loan, should the practice need one.