Coronavirus (COVID-19)

If you are concerned about your business being impacted financially due to coronavirus, we are here to support you.
Guidance and support

Please note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit The British Bank for more information on the scheme.

Business Loan Calculator

An Esme business loan allows you to make the most of every opportunity; whether you’re looking to expand your business, buy some new equipment or just need some working capital.

For medium or small businesses, our business loans calculator could help you get an idea of what you could be repaying with an Esme business loan.
 No set-up fees
 Unsecured business loans up to £250k
 Rapid decision

Business loan calculator

see what you might repay
I'd like to borrow
£50,000
£10,000
£250,000
Over 2  years
1 year
5 years
Total
£54,491.93

Monthly Payment
£2,270.5
Interest (Fixed)
£4,491.93
Monthly Rate
0.70%
Representative APR (Fixed)
8.73%
This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.70% equivalent to an annual interest rate of 8.40% (fixed).
A Representative APR (Annual Percentage Rate) is an annual rate that shows the cost of a loan. It’s the rate we expect at least 51% of our customers to get and helps compare the cost of different loans.
Monthly Rate: 0.70%
Representative APR (fixed): 8.73%
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.

Benefits of using Esme

Quick

Apply in just 10 minutes and if approved, funds could be in your account in under an hour

Hassle free

Our secure online application means you don't need to worry about paperwork.

Rapid decision

Get your instant quote, without affecting your credit score.

No early repayment charges

We know that a business's cash flow can be hard to predict. That's why there are no early repayment charges for any amount.

How we help small businesses

Find out directly from our customers why they chose Esme.
When growing their company, Notion PR found that their biggest challenge was cash flow management.
Renowned for their tasty hand-filled pies, Piglets Pantry used an Esme loan to continue growing in giant leaps.
With a straightforward, hassle-free loan from Esme he could keep marketing his business.
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
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Business Award
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