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Please ensure you are eligible

You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
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Coronavirus (COVID-19)

If you are concerned about your business being impacted financially due to coronavirus, we are here to support you.
Guidance and support

Please note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit The British Bank for more information on the scheme.

Brokers

Esme’s simple, fast and fair approach makes getting a competitive business loan quick and easy, leaving your clients with more time to focus on the important things and you, time to focus on more clients.
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How to register

Esme Loans is backed and funded by NatWest, so if you're on the NatWest Commercial Broker Panel, you will be able to register straight away.
Not on the NatWest Panel? Don't worry, if you have the following:
  • FCA Credit Brokerage Permissions
  • Hold NACFB membership
Just get in touch and we will put you in touch with a Broker Relationship Manager.

Get a quote with us

Always give your client an instant quote before you apply. You only need a few basic details and our quoting tool will show the exact price and term of the loan they could apply for.
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How Esme works
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Register
Sign up takes less than 5 minutes.
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Get an instant quote
Find out if your client is eligible for a loan with us by providing a few details.
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Create an application
With our hassle-free simple process, you can apply quickly in as little as 10 minutes.
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Approval within hours
Our technology allows us to fast decisions, saving you and your client time.
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Drawdown funds
If approved, your client could have the money in their account within the hour, by drawing down the funds online.

Why Esme?

Simple

It takes just 10 minutes to apply for a business loan on behalf of your client.

Paperless

Our secure online application means you don't need to worry about paperwork.

Commission

Your commission is available as quickly as funds are in your client’s account.
If you have any questions, check out our FAQ's
To see how we use your personal information, read our Privacy Notice
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Need to get in touch?

Email:customercare@esmeloans.com
Telephone:020 3936 4800
9am - 5pm Monday to Friday (excl. bank holidays)
Address:Esme Loans Limited8 Devonshire Square,LondonEC2M 4PL
Coronavirus (COVID-19)

If you are an existing customer and would like to speak to us about how the current situation may be impacting your business,
please contact us at accountsteam@esmeloans.com
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We are a Registered Firm with the Lending Standards Board which publishes the Standards of Lending Practice for Business Customers.
For more information please visit https://www.lendingstandardsboard.org.uk/the-standards-for-business-customers
© Esme Loans Limited, company number: 10411077. Registered address, 250 Bishopsgate, London, United Kingdom, EC2M 4AA.