You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
If you are concerned about your business being impacted financially due to coronavirus, we are here to support you. Guidance and support
Please note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit The British Business Bank for more information on the scheme.
Brokers
Esme’s simple, fast and fair approach makes getting a competitive business loan quick and easy, leaving your clients with more time to focus on the important things and you, time to focus on more clients.
Esme Loans is backed and funded by NatWest, so if you're on the NatWest Commercial Broker Panel, you will be able to register straight away.
Not on the NatWest Panel? Don't worry, if you have the following:
FCA Credit Brokerage Permissions
Hold NACFB membership
Just get in touch and we will put you in touch with a Broker Relationship Manager.
Get a quote with us
Always give your client an instant quote before you apply. You only need a few basic details and our quoting tool will show the exact price and term of the loan they could apply for.
If you are an existing customer and would like to speak to us about how the current situation may be impacting your business, please contact us at accountsteam@esmeloans.com