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Esme Loans Joins SME Finance Charter

Here at Esme Loans, we have an ongoing commitment to supporting all our customers through Brexit by becoming a founding signatory via our parent company NatWest, to the Government’s new SME Finance Charter, designed to support UK small and medium-sized enterprises as the UK exits the EU.
Esme Loans Joins SME Finance Charter

Here at Esme Loans, we have an ongoing commitment to supporting all our customers through Brexit by becoming a founding signatory via our parent company NatWest, to the Government’s new SME Finance Charter, designed to support UK small and medium-sized enterprises as the UK exits the EU. This includes ongoing Brexit Support activity, fully complementing the SME Finance Charter’s pledges.

This means prior to Brexit, Esme will help its customers prepare for leaving the EU as well as work with Government-owned British Business Bank to support SMEs. Through the ongoing Brexit Customer Outreach Programme, Esme will commit to proactively assisting customers to help with their needs.

Paul Thwaite, MD Commercial Banking, NatWest said: “During a time of such uncertainty, it is imperative that we do all we can to support our customers.

“Our business customers are extremely busy and there is a lot to do. This is why we wanted to go to them offering our support in a proactive way.

“We are very much open for business and want to support the UK’s businesses through this uncertain time.”

Small Business Minister Kelly Tolhurst said: "Financial support from banks is often crucial to the success of an SME. So it is great to see NatWest reaffirming support for their business customers through our new SME Finance Charter.

“This support will give SME customers the confidence they need ahead of Brexit on 31 October and beyond - with opportunities to thrive, grow and scale-up in new markets.”

If you are looking for clarity on the Brexit process you can sign up to receive the latest Brexit guidance for your industry on the UK Government website: https://www.gov.uk/business-uk-leaving-eu

How could Esme Loans help you prepare?

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Here at Esme Loans, we offer online business loans which are designed for busy SMEs looking for quick business finance with competitive rates.

We have now lent over £70 million to UK small businesses, whether it’s helping them with cash flow and working capital, or giving them the finance to expand and achieve their future goals. Esme Loans chief executive Richard Kerton said: “Our digital process and fast approval times are resulting in UK SMEs increasingly choosing Esme Loans to help grow their business, and we’re making sure we repay their confidence in us by continuing to invest in our products, processes and technology.”

Our business loans range from £10,000* to £250,000 and can be repaid over a 1 to 5 year time period. Meaning you can choose a loan repayment plan that works for your business and its cash flow.

Before you apply it’s important to ensure you meet the below eligibility requirements in order to get approved.

  • You must be a sole trader or Director of a UK Limited company
  • Be over 18 years old and a UK resident & homeowner
  • Have been actively trading for more than 3 years
  • Have a turnover of more than £50,000 per annum and a track record of making profit

How could Esme Loans help?

If you’d like to read more about how Esme Loans could help grow your start-up business or finding the right business finance head to our blog to find out more.

*£25,500 for sole traders