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Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
Coronavirus (COVID-19)
If you are concerned about your business being impacted financially due to coronavirus, we are here to support you.
Guidance and support
Please note, we are not an Accredited Lender for The Coronavirus Business Interruption Loan Scheme (CBILS). Visit The British Business Bank for more information on the scheme.
×
Please ensure you are eligible
You must be a sole trader or Director of a UK Limited company registered with Companies House that has been actively trading for at least 3 years. You must have a turnover of £50,000 or more and a track record of making profit. The minimum age for applying is 18 years old and you need to be a UK resident and a homeowner.
Fast and flexible business loans
Unsecured business loans up to £250k with no set up fees or early repayment charges.
Got a spare minute? Get your instant quote to find out how much you can borrow today.
Got a spare minute? Get your instant quote to find out how much you can borrow today.
check you’re eligible
Unsecured business loans up to £250k
Borrow from 1 - 5 years
No early repayment charges
Competitive rates
Business loan calculator
see what you might repayI'd like to borrow
£50,000
£10,000
£250,000
Over 2 years
1 year
5 years
Total
£54,491.93
Monthly Payment
£2,270.5
Interest (Fixed)
£4,491.93
Monthly Rate
0.70%
Representative APR (Fixed)
8.73%
This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.70% equivalent to an annual interest rate of 8.40% (fixed).
A Representative APR (Annual Percentage Rate) is an annual rate that shows the cost of a loan. It’s the rate we expect at least 51% of our customers to get and helps compare the cost of different loans.
Monthly Rate: 0.70%
Representative APR (fixed): 8.73%
SME Finance Charter
We are a signatory to the UK Government's SME Finance Charter, designed to support UK small and medium-sized enterprises as the UK exits the EU. We have now set out our commitments that sit alongside the government's charter.
How we help small businesses
Find out directly from our customers why they chose Esme.
When growing their company, Notion PR found that their biggest challenge was cash flow management.
Renowned for their tasty hand-filled pies, Piglets Pantry used an Esme loan to continue growing in giant leaps.
With a straightforward, hassle-free loan from Esme he could keep marketing his business.
Compare our business loans
Want to know how we compare with others? You can see how we fare on the websites below, and review products and services from other companies at Business Banking Insight.
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