Esme Loans is closing and is not accepting any new loan applications. The Esme team will continue to serve our existing customers who have a loan with us. Existing customers can continue to log into their Customer Dashboard as usual to manage their loan with us.

If you have any questions, please email and the team will be happy to help.

Fast and flexible business loans

Unsecured business loans up to £250k with no set up fees or early repayment charges.

Got a spare minute? Get your instant quote to find out how much you can borrow today.
 Unsecured business loans up to £250k
 Borrow from 1 - 5 years
 No early repayment charges
 Competitive rates

Business loan calculator

see what you might repay
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Over 2  years
1 year
5 years

Monthly Payment
Interest (Fixed)
Monthly Rate
Representative APR (Fixed)
This example is for indicative purposes only. It’s based on a fixed monthly interest rate of 0.70% equivalent to an annual interest rate of 8.40% (fixed).
A Representative APR (Annual Percentage Rate) is an annual rate that shows the cost of a loan. It’s the rate we expect at least 51% of our customers to get and helps compare the cost of different loans.
Monthly Rate: 0.70%
Representative APR (fixed): 8.73%

SME Finance Charter

We are a signatory to the UK Government's SME Finance Charter, designed to support UK small and medium-sized enterprises as the UK exits the EU. We have now set out our commitments that sit alongside the government's charter.

How we help small businesses

Find out directly from our customers why they chose Esme.
When growing their company, Notion PR found that their biggest challenge was cash flow management.
Renowned for their tasty hand-filled pies, Piglets Pantry used an Esme loan to continue growing in giant leaps.
With a straightforward, hassle-free loan from Esme he could keep marketing his business.

Compare our business loans

Want to know how we compare with others? You can see how we fare on the websites below, and review products and services from other companies at Business Banking Insight.
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